Resources
Do You Need Mortgage Protection?
If you have a mortgage on your home in the West and North Columbus area, you have probably gotten several offers from insurance companies that sell coverage to pay off your mortgage if you die unexpectedly. Insurance is a good idea in most cases, however, mortgage insurance is usually a poor value.


If you read the large print, it looks like the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies. If you are considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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more advice on ... buying real estate in Columbus, Ohio (16)
Do You Need Mortgage Protection?
If you have a mortgage on your home in the West and North Columbus area, you have probably gotten several offers from insurance companies.
Do You Really Need Title Insurance?
Title insurance is one of the closing cost items on the closing statement when a home is purchased.
Earning Your Loyalty
When you begin to search for a new home, you will probably encounter several Realtors at open houses, through friends or from signs or advertisements.
Keeping an Eye on Zoning Decisions
Zoning classifications are the most important tool that a local government has to control the way land is used in a community.
Keeping Your Earnest Money Safe
When you make an offer on a house, it is accompanied by an earnest money check.
Leaving Yourself a Financial Cushion
When you calculate how much you will need to purchase a home you will add up the down payment and closing costs.
Making Your Dream Home Come True
Your first child is on the way, and you are outgrowing your small apartment.
More Down Payment Help
Perhaps the most common deterrent to first-time home buyers is the lack of a down payment.
Should You Read Every Word?
Buying a house involves a lot of paperwork.
The Elements of Location
When you are in the market for a home, how should you evaluate the properties that appeal to you?
The Language of Financing
When you meet with a lender to apply for financing, you may feel as if you are in a foreign country as the loan officer talks points, Regulation Z margins, PMI, and ARMs.
The Rewards of Home Ownership
People buy a home for a lot of different reasons. They may want to put down roots in a community and create a sense of stability in their lives.
Three "Caballeros"
When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value.
Understanding the Bottom Line
An important part of buying a house is sitting down with your Realtor or a mortgage lender to get a clear idea of how much you can afford.
What is a Balloon Mortgage?
In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date.
When You Are Buying Property to Build
You noticed a lot for sale in a suburban area in the West and North Columbus area that looks like a perfect place to build your dream home.
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Broker One Realty, Inc.
3400 N. High Street, Suite 130 Columbus, Ohio 43202
Phone: (614) 246-7153 | Fax: (614) 246-7157
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